Tampa Bay Neighborhood Housing Services (TBNHS) provides a free comprehensive eight-hour course that prepares renters to make the transition to homeownership. The course educates participants about types of financing available, how to obtain a mortgage, down payment and closing cost assistance, fair housing practices, how to create and manage a budget, shopping for a home, selecting a neighborhood, home inspection, tax benefits of being a homeowner, the closing process, post-ownership, home maintenance, and repairs.